Through our homeownership program, we sell homes to hardworking families at an affordable price. Families are considered for selection for a Habitat home based on a clear need. 

 

Family Selection Criteria

 

Need: Families are considered for selection

for a Flatirons Habitat home based on a clear need. Among the factors on which need is determined are:

• Current housing is structurally unstable.

• Living in subsidized housing.

• Problems with heating, water, electricity or plumbing.

• An insufficient number of bedrooms for the number, age and/or gender of residents.

• Inaccessibility because of medical or physical challenges of a family member.

• More than 30 percent of the family’s gross household income goes toward rent and utilities.

 

Additional factors could include safety concerns about the neighborhood or environment and/or the housing being temporary or transitional.
 

Willingness to Partner: By partnering with us, homeowners agree to contribute at least 200 hours (75 hours for remodeled units) of "sweat equity,” building their home with the help of Flatirons Habitat volunteers. Accommodations can be made for individuals with disabilities. Homeowners also attend budgeting and other ownership-related classes, and must be willing to speak publicly about their experience and attend events.

 

Ability to pay: To be considered for a Flatirons Habitat home you must be able to prove steady employment of more than two years, and demonstrate your ability to pay a monthly mortgage payment (including insurance, taxes, and HOA fees), which will be less than 43 percent of your income when combined with any other debt.

 

Habitat homeowners must meet income guidelines based on family size, location and the potential cost of the home. Income guidelines will vary from project to project. 

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Application Process

 

1. Fill out an interest form

Click here to fill out a family selection interest form. Your information will be added to the mailing list and you will automatically receive updates on future orientation meetings. 

 

2. Attend orientation

You must attend an orientation meeting. These informational meetings provide you with the information necessary to begin the application process. When the next orientation meeting is scheduled, we will notify everyone on our mailing list. 

When we are ready to partner with new families, we will announce the date, time, and location of our next orientation. These will be posted at least 30 days in advance on our website and Facebook page. If you do not see dates or times for the next orientation, it is more than 30 days out.

 

3. Complete the application process

The application process includes a series of meetings, a financial review, and a home visit. Each applicant also is required to volunteer a full day at the construction site.

 

4. If your family is selected

If your family is selected for a home, you will begin your sweat equity in preparation of purchasing your home. Once construction is complete, you will buy your home from Flatirons Habitat and pay an affordable mortgage.