Homeownership
Through our homeownership program, we sell homes to hardworking people at an affordable price. Applicants are considered for selection for a Habitat home based on a clear need.
Homeowner Selection Criteria
Need
Homeowners are considered for selection based on a clear need. That could be due to a number of reasons such as:
Current housing is structurally unstable.
Living in subsidized housing.
Problems with heating, water, electricity or plumbing.
An insufficient number of bedrooms for the number, age and/or gender of residents.
Inaccessibility because of medical or physical challenges of a household member.
More than 30 percent of the household gross income goes toward housing costs.
Additional factors could include safety concerns about the neighborhood or environment and/or the housing being temporary or transitional.
Willingness to Partner
By partnering with us, homeowners agree to contribute at least 200 hours (75 hours for remodeled units) of "sweat equity,” building their home with the help of Flatirons Habitat volunteers. Accommodations can be made for individuals with disabilities. Homeowners also attend budgeting and other ownership-related classes, and we asked homeowners to share their experience of being a Habitat Homeowner.
Ability to Pay
To be considered for a Flatirons Habitat home you must be able to prove steady employment of more than two years, and demonstrate your ability to pay a monthly mortgage payment (including insurance, taxes, and HOA fees), which will be less than 43 percent of your income when combined with any other debt.
Habitat homeowners must meet income guidelines based on family size, location and the potential cost of the home. Income guidelines will vary from project to project.
If you meet the basic application criteria
The first step in the application process is to watch the Flatirons Habitat orientation in it's entirety.
Once complete, please contact Homeowner Services Manager, familyservices@flatironshabitat.org for information regarding your next steps in the Habitat partner family process.
Application Process
Applications are NOT accepted on a rolling basis
Please complete the homebuyer interest form below to be added to the homebuyer interest database. When we are accepting applications, you will receive an email with details about the project and next steps for submitting an application.
When applications are being accepted, applicants must:
Watch the Homeownership Orientation video.
Confirm that applicant meets the income threshold and household size requirements for the project.
Submit the application and supplemental material required within the time frame identified (usually 30 days).
Please Note: Applications will only be sent to applicants who have completed the first two steps above.Complete an interview with the homeowner selection committee.
Homeownership Orientation
If you are interested in applying for homeownership through Habitat, you must watch our orientation video below.
SMS Text Messaging Privacy Policy
Effective Date: February 24, 2026
Flatirons Habitat for Humanity ("Flatirons Habitat," "we," "us," or "our") respects your privacy. This SMS Text Messaging Privacy Policy explains how we collect, use, and protect your information when you opt in to receive text messages from us.
Information We Collect
When you opt in to receive SMS messages, we may collect:
Your mobile phone number, Your name (if provided), Message content exchanged between you and Flatirons Habitat, Date and time of messages
We do not collect financial account information through SMS.
How We Use SMS Information
We use your mobile number to send:
Application reminders, Document notifications, Program updates, Appointment reminders, Important housing-related information. Message frequency varies.
Consent to Receive Text Messages
By providing your phone number and opting in, you agree to receive SMS messages from Flatirons Habitat for Humanity. Consent is not a condition of purchase. Message and data rates may apply.
Opt-Out Instructions
You may opt out at any time by replying STOP. After you send STOP, you will receive a confirmation message and no further messages will be sent. For assistance, reply HELP.
You may also contact us at:
Flatirons Habitat for Humanity
5353 Manhattan Circle, Suite 201
Boulder, CO 80303
Phone: 303-447-3787
Email: avarner@flatironshabitat.org
Data Sharing
We do not sell, rent, or share your mobile phone number or SMS consent with third parties for marketing purposes. We may share information only with service providers who assist in delivering SMS communications or when required by law.
Data Security
We implement reasonable safeguards to protect your information. However, SMS transmission is not fully secure.
Policy Updates
We may update this policy periodically. The most current version will always be posted on this page with the effective date.
Interested in a Habitat Home?
See if you might qualify here.
You will receive an email response regarding your potential partner homeowner eligibility. All active emails in our database will receive details about the project and instructions for next steps in the application process. This will occur when the application process starts for the next project.