Homeownership

Through our homeownership program, we sell homes to hardworking people at an affordable price. Applicants are considered for selection for a Habitat home based on a clear need. 

Homeowner Selection Criteria

Need

Homeowners are considered for selection based on a clear need. That could be due to a number of reasons such as:

  • ​​Current housing is structurally unstable.

  • Living in subsidized housing.

  • Problems with heating, water, electricity or plumbing.

  • An insufficient number of bedrooms for the number, age and/or gender of residents.

  • Inaccessibility because of medical or physical challenges of a household member.

  • More than 30 percent of the household gross income goes toward housing costs.

Additional factors could include safety concerns about the neighborhood or environment and/or the housing being temporary or transitional.

Willingness to Partner

By partnering with us, homeowners agree to contribute at least 200 hours (75 hours for remodeled units) of "sweat equity,” building their home with the help of Flatirons Habitat volunteers. Accommodations can be made for individuals with disabilities. Homeowners also attend budgeting and other ownership-related classes, and we asked homeowners to share their experience of being a Habitat Homeowner.

Ability to Pay

To be considered for a Flatirons Habitat home you must be able to prove steady employment of more than two years, and demonstrate your ability to pay a monthly mortgage payment (including insurance, taxes, and HOA fees), which will be less than 43 percent of your income when combined with any other debt.

Habitat homeowners must meet income guidelines based on family size, location and the potential cost of the home. Income guidelines will vary from project to project. 

If you meet the basic application criteria

  1. The first step in the application process is to watch the Flatirons Habitat orientation in it's entirety. 

  2. Once complete, please contact Homeowner Services Manager, familyservices@flatironshabitat.org for information regarding your next steps in the Habitat partner family process.

Application Process

Applications are NOT accepted on a rolling basis

Please complete the homebuyer interest form below to be added to the homebuyer interest database. When we are accepting applications, you will receive an email with details about the project and next steps for submitting an application.   

When applications are being accepted, applicants must: 

  1. ​Watch the Homeownership Orientation video. 

  2. Confirm that applicant meets the income threshold and household size requirements for the project.

  3. Submit the application and supplemental material required within the time frame identified (usually 30 days).
    Please Note: Applications will only be sent to applicants who have completed the first two steps above.

  4. Complete an interview with the homeowner selection committee.  

Homeownership Orientation

If you are interested in applying for homeownership through Habitat, you must watch our orientation video below. 

Interested in a Habitat Home?
See if you might qualify here.

You will receive an email response regarding your potential partner homeowner eligibility. All active emails in our database will receive details about the project and instructions for next steps in the application process. This will occur when the application process starts for the next project.